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ALTERNATIVE
FINANCING SIMPLIFIED

Built for Mortgage Brokers

DSCR

DSCR

​

Perfect for Investors

to Grow Their Portfolio

Bank Statement

BANK

STATEMENT

Solutions for

Self-Employed

ASSET DEPLETION

Resolves Debt to Income Issues

No Ratio

NO RATIO

Streamlined

Asset Based Lending

NON-QM POWERED BY COMMON SENSE

LOAN PROGRAMS

Resolve Your DTI Issues Today

TURNAROUND TIMES YOU CAN DEPEND ON

Loan Setup
24 Hours

Disclosures
24 Hours

Underwriting
48 Hours

Condition Review
48 Hours

Docs
48 Hours

CASTOR SUCCESS STORIES

EMPOWERED BROKERS EQUAL HAPPY CLIENTS

Happy Retired Couple

John & Cindy

Loan: $750,000 Purchase

Scenario: Retired couple could not attain financing due to their lack of employment.

John and his wife Cindy, are both retired and could not attain financing due to their lack of employment.  With $1.25M between them in retirement and stock accounts, they were concerned about paying cash for a home for $1,000,000.  Depleting most of their savings to be a “Cash Buyer” would only leave them $250,000 for retirement.

 

Castor Financial’s No Ratio Program allows applicants to customize loan terms that work for them if their assets equal or exceed the amount financed.

 

John and Cindy elected to put $250,000 down and finance $750,000, preserving $1,000,000 in investments that would produce a great return. Now they had peace of mind for their retirement, a mortgage payment that fit their budget, and a tax write-off to offset their annual retirement earnings.

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