THE CASTOR STORY
Castor Financial was born from a simple observation: the Non-QM lending landscape is complex and cumbersome. Traditional methods for income verification and loan qualification often leave qualified borrowers behind. Our founders, veterans of the mortgage industry, recognized the need for a simpler, more efficient approach to Non-QM lending.
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That's why we built Castor Financial – a revolutionary platform designed to streamline the Non-QM process. We empower brokers with innovative tools, which simplifies income calculation and unlocks new possibilities for borrowers. Our mission is to democratize access to capital by making Non-QM lending accessible for everyone. With Castor Financial, qualified borrowers can achieve their financial goals, regardless of their income structure.
Mission Statement
At Castor Financial Our Mission Is Clear: Alternative Mortgage Financing That Empowers Brokers With Commonsense Solutions.
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We're Reimagining Non-QM Lending, Are You Ready To Join Us?
Innovative Products
Castor Financial breaks the mold with innovative loan products designed for flexibility. Our programs allow borrowers to combine income streams, including bank deposits and asset depletion calculated, with no minimum asset requirement for depletion. This empowers individuals to qualify even if traditional W-2 income falls short. Plus, with the option for interest-only payments and extended 40-year terms, Castor unlocks financial possibilities for a wider range of borrowers.
Simplified Process
Castor Financial streamlines the loan submission process, saving you valuable time. In just three easy steps, you can get your loans moving forward: simply upload the necessary files, review the application, reissue credit, and let Castor handle the rest. No need to run an income check – our innovative process takes care of that. Castor's dedicated team will even rework loans after submission to ensure everything is optimized, keeping you focused on closing deals.